Judith Sutton ABR CRS IDS PMN ASP IAHSP SRES GREEN
Judy@JudithSutton.com 908 803-0472
EXPECT MORE
What is an EMD in Real Estate
Acronym: EMD- Earnest Money Deposit
This is a payment that's held by an escrow agent during the homebuying process. Essentially, it's a good-faith deposit buyers make early in the process to show a seller they're committed to the property. When the sale closes, the deposit generally goes toward the down payment or closing costs and is noted in your RESPA. Terms ARE carefully spelled out in the Coldwell Banker contract by me, so it's clear who keeps the money if the deal falls through. Another service that is carefully watched by your trusted advisor.
Escrow in a home purchase is a neutral, third-party arrangement that holds funds (such as a title company, escrow agent, or attorney), ensuring compliance with the purchase agreement (the earnest money and down payment) and documents securely until all contract conditions—like inspections, appraisals, and financing—are met. This process protects the buyer's deposit and guarantees the seller gets paid only upon closing,
*Remember:
There are 6 simple steps to apply for a mortgage: pre-application, initial application, assessment and affordability checks, valuation, offer, completion.
Need more information? Call me. I can connect you!
By incorporating my personal attention and guidance into the marketing strategy I aim to provide you with
an Exceptional Selling Experience and detailed negotiations
while ensuring that your property receives the exposure needed and terms of the contract met
to attract buyers from anywhere
LIVE. LIFE. LOVE. LOCAL.
Your Local Real Estate Connection
Get a positive, helpful partner for buying or selling your home:
Trusted resource for answers about the process
Innovative marketing strategies
Expertise about neighborhood features
Ability to target home searches
Strong negotiation skills
Support through the closing and beyond
Why would you settle for anything less?
Adding value for my clients and loving where we live!
Judy@JudithSutton.com
COLDWELL BANKER...GUIDING PEOPLE HOME SINCE 1906
908 803-0472
"...the right relationship means everything..."
SERVING THE SOMERSET HILLS AREA ONE CLIENT AT A TIME
Service & Experience
since 1983